AI EMPLOYEE FOR INSURANCE BROKERS AND AGENTS · BILBAO
Insurance brokers and agents in Bilbao:they ask for a quote at eleven at night. At eleven oh one they already have an answer.
AI EMPLOYEE + KOR PREMIUM = AI COMPANY
The others sell you an AI receptionist. We give you a brokerage you can talk to.
Motor, home, life, health, funeral. With your insurers, your covers and your way of speaking.
WhatsApp
Teléfono
Email
Webchat
Instagramopcional
LinkedInopcional
Kira answers whoever messages or calls about a policy: collects the risk details, checks the policy in your management system if they're already a client, clears up the cover question and, if it fits, books them with your sales rep. Renewals included.
No forms. Message her on WhatsApp and check in ten seconds whether this is what we say it is.
THIS IS WHAT A BROKERAGE LOOKS LIKE WITH KIRA
You with your clients. Kira with everyone else, at any hour. In Bilbao too.
With KOR Premium you talk to your company
The others sell you an AI receptionist that answers the phone. KOR is your right hand: you ask and it reports, you tell it and it does it. By voice or Telegram, wherever you are.
This is AI Company. KOR Premium is bought separately (€997 + €49/month for the server) once the AI Employee is already bringing you work. The €2,997 below is Kira, your AI Employee.
We don't sell you an app. Or a tool. Or an AI patch. We give you a native, modular AI system.
Artificial intelligence moves faster than anything ever has. What's cutting-edge today is standard in six months. So what matters isn't this month's tool: it's having a base you can add and update modules on as they come out, without starting over. Kira is the first module. The rest, when you need them.
The company that isn't an AI Company will disappear.
You don't have to convert it all at once. You start with one employee, see what changes, and keep going.
WHAT CHANGES IN THE FIRST MONTHS
Three things you'll notice
I don't want my brokerage to fall behind
I want my AI Employee now30 minutes, free. You leave knowing whether it fits and how long it would take.
WHAT HAPPENS IN A BROKERAGE
Three moments where you lose money today
The 11:07 pm quote
The comparison site sent them to five brokers. The first one to answer gets it. Today you answer tomorrow.
The «am I covered?» at 3 am
A leak, a bump, a trip. If nobody answers, they call the insurer's hotline and you disappear from the picture.
The renewal nobody flagged
It expires, the premium goes up, the client finds out from the bank statement and goes to the bank. With a timely heads-up, they stay.
WHAT NOT ANSWERING COSTS
Put in your numbers. Yours come out, not ours
Every lead that writes out of hours, or gets answered the next day, has already talked to someone else. Work out how much walks away every month.
It's an estimate with your data: change it and it changes. There's no hidden percentage of ours inside.
WHAT SHE DOES
What your best salesperson would do. Even in August
She doesn't just qualify. She looks after the lead from the first message to the appointment, and writes it all down.
Answers instantly
WhatsApp, phone, email and web, at any hour. With your insurers and your products, not a generic script.
Collects the risk details
Plate, years licensed, claims, square metres, age… whatever your rating tool needs, asked the way you'd ask it.
Checks the policy in your system
If they're already a client, she looks up their policy, receipt or claim in your management software and answers with the real data. Not from memory.
Clears up cover questions
«Am I covered abroad?», «do I have roadside assistance?», «what's the excess?». With your policy wording, and if in doubt, she passes it to you.
Flags renewals
Before expiry, with the new premium explained. The book stays because someone called before the bank did.
First response to a claim
Calms them down, collects what happened, where and when, and leaves the claim ready for you to open in the morning.
Books with your rep
Offers real slots, confirms and reminds. Motor with whoever handles motor, life with whoever handles life.
Puts it all in the CRM
Every quote, every risk detail, every claim and every appointment, in its file. No retyping.
DETAILS NOBODY EXPECTS FROM A «BOT»
THIS IS HOW IT SOUNDS
A real conversation. Unrehearsed
This is a real WhatsApp thread with the details changed. What matters isn't what Kira says: it's what she gets done in five messages. And you can trigger it yourself right now, from your phone.
LISTEN TO HER · 55 SECONDS
A sample call (in Spanish): Kira takes a call about a car policy and books the caller with the person who handles motor. Names changed.
ALREADY WORKING AT
Real companies, real leads
Online insurance brokerage. Their AI Employee answers on WhatsApp and phone whoever asks for a policy, qualifies them and hands them over booked to the sales team.
Insurance · WhatsApp + voiceBrokerage with 2,800+ clients. Their AI Employee checks policies in their own system during the conversation and answers with the real data, not from memory.
Insurance · WhatsApp + voice + connector to their management softwareEvery unanswered quote is a policy someone else signs
Book right nowThis week's calendar. If there's no slot, Kira finds you one.
WHAT YOU GET
A whole employee. Not a chatbot
AI Employee and EKONE CRM go together because one without the other doesn't work: Kira needs somewhere to write things down and you need to see what she does.
- Kira on WhatsApp, phone, email and webchatincluded
- Risk-detail collection and qualification with your criteriaincluded
- Appointments with your rep, with remindersincluded
- EKONE CRM: pipeline, funnels, landing pages and automations€1,190
- Knowledge base with your insurers, products and policy wordingincluded
- Renewal alerts and first response to claimsincluded
- Set-up and training, in 3–5 weeksincluded
- Connector to your management software (reads policies and receipts)optional · €990
FIXED PRICE
This price is the AI Employee (Kira) with its CRM. KOR Premium, Kiro and the other modules are AI Company and are bought later. See AI Company
The project starts on the day we agree; the €100/month starts the following month.
€2,997 AI Employee + €1,190 EKONE CRM. The monthly fee is €100 of maintenance, not charged the first month, and €29 for the CRM platform, activated on kick-off day along with the other providers. Prices excl. VAT (Emporio Kuantum OÜ, Estonia).
To put it in context: €4,187 is what a part-time employee costs you for three months. This one takes no days off, never gets sick and knows your whole catalogue from day one.
AI COMPANY · BOUGHT BY MODULES, LATER
From an AI employee to an AI company
Kira talks to your customers. The other two work for you: one reports and executes what you ask, the other gets into the systems where there's no automatic way in.
KOR Premium · your right hand: it reports and executes
«How many leads came in today? Call the three who didn't reply and send me the summary.» KOR checks, does it and tells you. By voice or Telegram. €997 + €49/month, separate from the AI Employee.
Kiro · executes where there's no API
Supplier portals, invoices to download, forms to fill in by hand. Kiro logs in with a username and password and does it, with a person giving the OK.
No need to decide today. KOR Premium and Kiro aren't included in the AI Employee: they're bought by modules once Kira is already bringing you work.
Turn your brokerage into an AI Brokerage. Start with one employee.
Start with KiraFirst month of maintenance free. Live in 3–5 weeks.
WHAT EVERYONE ASKS
Before you think it
Do you work with businesses in Bilbao?
Yes. Kira is built for your business in Bilbao: your area, your hours, your language and your way of speaking. Set-up, training and support are online, by video call; we don't need to visit your premises and you don't need to visit ours.
Does it work with my management software?
With the API connector, Kira reads policies, receipts and claims in your system during the conversation (done with SoftQS and Codeoscopic; others are assessed). Without it, it still works: answers, collects details and books, without checking the book.
Does it quote prices?
It doesn't invent premiums. It collects the risk details the way your rating tool asks for them and passes them to your rep or your tool. The price comes from you, or your system.
What if it says something silly to a customer?
It only answers with what is in your knowledge base — your services, your prices, your way of speaking. What it doesn't know, it asks or hands to a person. And every conversation is in your panel.
Will my customers know they are talking to an AI?
It introduces itself by name and as your assistant. It doesn't fool anyone: if they ask, it says so. What people writing out of hours want is an answer.
What about my data and my customers' data?
We sign a data processing agreement with you, listing every provider involved and what each one does. Your knowledge base and your customer list are yours and are never used to train any model.
How long until it's working?
Three to five weeks from kick-off. The first week is the one that needs you most: your services, your prices, your questions.
What if I want to stop?
The monthly fee stops whenever you want. What you paid for the build is yours: the knowledge base, the CRM and its data stay with you.
WHO'S BEHIND IT
I started in 1996 building websites when you had to explain what the internet was. In 2017 I got into artificial intelligence, five years before ChatGPT existed and when saying «AI» in a meeting guaranteed odd looks. Today Kira is taking work off a lot of clients — brokerages, clinics, energy companies, estate agents — who no longer answer WhatsApps at eleven at night, and she's run my own company for a long time. If it doesn't fit you, I'll tell you myself on the first call. I'm not interested in selling you something you won't use.
Sam Laniakea
Check it now: ask her for a motor quote
Message Kira as if you were a client wanting to switch insurer. If in two minutes you don't understand why this works in a brokerage, don't book anything.
Kira will answer you right now. The 30-minute consultation is free and without obligation.